We ensure, where applicable, a charge over a borrower SPV( Special Purpose Vehicle) when a business loan and legal charges over property assets are in place the same way a mortgage lender secures their loan to a homebuyer.
We also take Personal Guarantees (“PG”) from the borrowers and all this can only be done once both the prospective borrowers and proposed security (“the property”) pass our lending criteria and credit application process.
On each loan we will physically visit the security assets and carry out meticulous due diligence which also assists with building relationships with our borrowers and reducing the risk of fraud.
Once funded we continue to consult and manage our loans by carrying out minimum of quarterly visits. In many cases these are monthly visits depending on the circumstances.
Get a Business Loan
Borrow from £50,000 to £250,000 with terms from 1 month to 24 months.
Get a Property Loan
Borrow from £250,000 to £5,000,000 with terms from 6 months to 24 months.
Quickly Drawdown Funds
Once your loan is funded, you could have the money within a few days
Complete our Application Form
Fill in the form with your loans details.
Our Underwriters are Here to Help
Talk through your application with a member of our team.
We Carry Out All Credit Checks
Following your acceptance, we will then conduct further due diligence.
We Transfer Your Loan Funds
Once we have the security in place, we will transfer your funds.